Build bank payments into your product.
Embed Pay by Bank into your customer experience with a flexible Open Banking payment solution built for modern fintech products.
Payments that feel like part of your product
Your users shouldn't have to leave the experience you've built just because it's time to make a payment.
Wetapo helps fintech companies integrate account-to-account payments into digital products and customer journeys through a single connection.
Build payment initiation into your platform, guide users through a simple bank authentication journey and keep your application informed with payment status updates.
You focus on your product and customer experience. Wetapo helps simplify the Open Banking payment layer behind it.
Built for modern fintech products
Embedded payment journeys
Bring Pay by Bank into your existing product instead of building a completely separate payment experience.
One API
Use a single integration to add Open Banking payment capabilities to your platform.
Developer-first
Build with straightforward APIs, documentation, webhooks and a testing environment designed for technical teams.
Secure bank authentication
Customers authenticate and authorise payments through their banking environment.
Payment status updates
Receive payment information programmatically and use it to trigger the next step in your product.
Flexible by design
Use bank payments across different customer journeys and adapt the implementation to the way your product works.
From API call to bank payment
Create
Your platform creates a payment request with the required payment information.
Connect
Your user chooses their bank and continues through the payment journey.
Authorise
The user authenticates and authorises the payment through their bank.
Update
Wetapo provides payment status information back to your platform so your product can respond accordingly.
Your product. Your customer journey.
Fintech products are built around different user experiences. Payments need to fit those experiences rather than force every product into the same checkout.
Wetapo gives product and engineering teams the building blocks needed to integrate bank payments into their own workflows.
Whether you're building a financial application, business platform, marketplace infrastructure or another digital financial product, you can use Wetapo to introduce Pay by Bank without making bank connectivity the focus of your development roadmap.
Made to be integrated
Technical resources that take you from a first test payment to production.
API Reference
Understand endpoints, requests and responses.
Sandbox
Build and test payment journeys before going live.
Webhooks
Keep your application updated when payment statuses change.
Integration guides
Follow practical implementation guidance for common payment flows.
Built for the products you're building
Financial platforms
Add bank payment capabilities to digital financial products and business applications.
Marketplaces
Build bank payments into multi-step customer and transaction journeys.
Business software
Add payment functionality to platforms where payments form part of a wider business workflow.
Embedded finance
Integrate bank payment capabilities into products where financial services operate behind the customer experience.
Build payments into what comes next
Bring Open Banking payments into your product with Wetapo.
Ecommerce & online checkout
Offer pay by bank at checkout and cut card fees and chargebacks.
Ready to accept bank payments?
Tell us a little about your business and we'll help you explore how Wetapo fits your payment experience.