Build with Wetapo
Everything you need to understand how Wetapo fits into your payment experience — from the first payment journey to a scalable Open Banking integration.
Wetapo is designed to make Pay by Bank straightforward for businesses and their technical teams. Whether you're adding bank payments to an online checkout, integrating them into a payment platform or building them directly into a fintech product, the same principle applies: keep the integration simple and the payment experience clear.
One integration for modern bank payments
Open Banking makes it possible to create payment experiences that connect customers directly with their banks.
Wetapo brings these capabilities together into a single integration layer, helping businesses build account-to-account payment journeys without making individual bank connectivity the centre of their development process.
Your application creates the payment journey. The customer selects their bank, authenticates in their familiar banking environment and authorises the payment. Wetapo keeps your application connected to the payment flow and provides the information needed to understand its progress.
The result is a payment experience designed to work naturally within your existing product.
Understand the payment journey
A typical Wetapo Pay by Bank journey consists of several simple stages.
Create the payment
Your application starts the payment journey using information related to the transaction, such as the amount, currency and relevant payment reference.
Connect the customer
The customer continues into the Pay by Bank experience and selects the bank they want to use.
Authenticate
The customer securely authenticates through their bank's environment using the authentication methods supported by their bank.
Authorise
The customer reviews and authorises the payment.
Follow the payment
Your application receives information about the payment status, allowing your systems to determine what should happen next in the customer journey.
Designed around your product
Every business approaches payments differently.
An online merchant may need Pay by Bank directly at checkout. A PSP may want to make bank payments available to its merchant network. A fintech platform may want payments embedded into a much larger customer journey.
Wetapo is designed to support these different models without requiring the payment experience to look identical for every business.
Build the flow around your product, your users and your existing payment infrastructure.
The building blocks
Payments
Create and manage Pay by Bank payment journeys.
Payment status
Keep your systems informed as a payment progresses.
Customer journey
Connect customers with their selected bank and guide them through authorisation.
Integration
Bring Wetapo into your existing checkout, platform or application.
Built with different businesses in mind
Merchants
Bring Pay by Bank directly into your online checkout.
PSPs
Add Open Banking payments to the payment services you already provide.
Fintechs
Embed account-to-account payments into your own products and customer journeys.
Ready to start building?
Discover how Wetapo can fit into your payment infrastructure.
Ready to accept bank payments?
Tell us a little about your business and we'll help you explore how Wetapo fits your payment experience.